As the year draws to a close, many patients are surprised to discover how much of their dental insurance coverage goes unused. If you haven’t taken full advantage of your 2025 benefits, now is the perfect time to schedule your care before they reset.

At Queen’s Crown Dental, we make it simple to get the most out of your insurance with clear estimates, in-network savings, and seamless claim submissions. Whether you’re due for a cleaning, need restorative treatment, or want to brighten your smile before the holidays, our friendly team is here to help you maximize your coverage before it’s gone.

Why Dental Benefits Expire Each Year

Most dental insurance plans operate on a calendar year schedule:  meaning your annual maximum, deductible, and coverage allowances reset every January 1. Any unused benefits do not roll over, so if you don’t use them before the year ends, they’re lost for good.

For example, if your plan provides $1,500 in annual coverage and you’ve only used $600, you’re leaving $900 behind. Scheduling care before December 31 helps you make the most of what you’ve already paid for while keeping your smile healthy as you head into 2026.

In-Network Savings with Queens Crown Dental

Queens Crown Dental proudly participates with many leading dental insurance providers, including:

• HDS
• HMSA/ Blue Cross Blue Shield
• Delta Dental
• MetLife
• United Concordia
• Anthem 

Out-of-Network 

• Tri-Care 
• Medicare 
• GEHA (Government Employees Health Association)
• Guardian 
• Athea 

Discounts for cash patients and payment plans available.

Being in-network means our fees are pre-negotiated with your insurance company, giving you access to the highest level of coverage and lower out-of-pocket costs.

Even if your insurance company isn’t listed above, our team will happily submit all paperwork and claims on your behalf for out-of-network coverage. We work directly with your provider to ensure your benefits are applied accurately and efficiently, and we review all estimates before treatment begins so there are no surprises.

We Handle the Details: You Focus on Your Smile

We know dental insurance can feel confusing, but we’re here to simplify it. Our insurance coordination team at Queens Crown Dental will:

• Verify your benefits before your appointment
• Estimate your coverage and out-of-pocket portion
• Submit all insurance claims directly
• Track and reconcile claim payments for accuracy

Our goal is to take the stress out of insurance so you can focus on what matters most: your oral health and confidence.

Don’t Delay Needed Treatment

Postponing recommended dental care can lead to more complex (and costly) problems down the road. A small cavity that needs a filling today could become a crown or even a root canal if ignored.

By using your 2025 benefits now, you can:

• Prevent minor issues from turning into major ones
• Complete unfinished treatment plans before deductibles reset
• Avoid dental emergencies during the busy holiday season

Our dentists take a preventive, conservative approach to care, helping you protect your oral health while maximizing the value of your insurance coverage.

Appointments Fill Quickly in December

As the end of the year approaches, our schedule fills up fast! Many patients reach out in November and December to complete treatment or schedule hygiene visits before their benefits expire.

To ensure you get the time and date that work best for you, especially if you need multiple visits for crowns, bridges, or other restorative procedures, we recommend booking early.

Tips to Maximize Your 2025 Dental Benefits

1. Check your current benefits. Contact your insurance company or our office to find out what remains on your annual maximum.
2. Complete pending treatment. If you’ve been delaying care, now’s the time to finish it.
3. Schedule preventive visits. Exams, cleanings, and X-rays are typically covered at or near 100%.
4. Use FSA or HSA funds. Many flexible spending accounts require you to use funds by the end of the year.
5. Plan ahead for 2026. If you have larger treatment needs, we can help you schedule them strategically to take advantage of this year’s and next year’s benefits.

Schedule Before It’s Too Late

Don’t let your 2025 dental benefits go to waste. Our team at Queen’s Crown Dental is ready to help you make the most of your coverage, whether you’re insured through HDS, HMSA, Tri-Care, or if you have no dental insurance.

📞 Call (808) 526-2800 or book online at [www.QueensCrownDental.com]

Conveniently located in Honolulu, across the street from Queen’s Medical Center at POB II, proudly serving patients in Oahu.

Use your benefits before they expire; your smile (and your wallet) will thank you.